Boost To Buy Funding Doubled For Regional First Home Buyers

The Queensland Government is delivering a fresh start for Queensland by expanding the Boost to Buy home ownership scheme, doubling funding and available places to provide a place to call home for more Queenslanders.

Applications opened in December 2025,  for the initial 500 places, with up to 2,000 first-home buyers to benefit over the next three years.

Half of the places will be available for those living in regional parts of the State.

The Queensland Government is driving down cost of living pressures and delivering a place to call home for more Queenslanders, easing the State’s housing challenges while supporting a stronger economy.

The Boost to Buy scheme will provide a government equity contribution of up to 30% for new homes and 25% for existing homes. To be eligible, home buyers need to have saved a minimum 2% deposit for the purchase price of a property up to $1 million.

The scheme comes on top of existing measures from the Queensland Government to deliver more Queenslanders a place to call home, including:

• The extension of the $30,000 First Homeowner Grant, which has already helped 1,750 people this financial year;
• The abolition of stamp duty for first home buyers on new properties, benefiting 1,500 Queenslanders since May;
• Lifted restrictions allowing new homeowners to rent out a room from day one without losing grants or concessions.

Unity Bank has been accepted as an approved lender for up to 500 initial places for Boost to Buy. Aspiring first home buyers can apply directly to Unity Bank.

Eligibility is open to single purchasers with an income of up to $150,000 per annum and households with two adults or singles with dependants earning up to $225,000 per annum.

Treasurer and Minister for Home Ownership David Janetzki said the Boost to Buy scheme was making home ownership a reality for Queenslanders who would not otherwise be able to buy a home.

“Opening applications for the scheme is a shot of optimism for Queenslanders wanting to purchase their first home, with 50% of places reserved for those wanting to live outside of South East Queensland.

“We're delivering what we promised - more homeownership opportunities across Queensland.”

Unity Bank CEO Danny Pavisic said Unity was excited to be appointed as an approved lender for the first roll-out of placements of the Boost to Buy scheme.

“Boost to Buy will support working Queenslanders seeking the security of home ownership,” Mr Pavisic said.

“Providing a pathway for Queenslanders who have been struggling to enter the housing market is perfectly aligned with Unity Bank’s principle of supporting everyday Australians.”

More details can be found at: https://www.treasury.qld.gov.au/policies-and-programs/home-ownership/boost-to-buy/